How to Claim Hit-and-Run Insurance
Madison Car Accident Lawyers on Reporting a Hit-and-Run and Getting Compensation
It’s easy to feel helpless after being the victim of a hit-and-run car accident, especially if your parked car was hit while you weren’t there. You may not know how or when it happened or where any witnesses might be now. Even if you were in the car, the other driver may have sped away so fast you didn’t get a chance to see the type of car or license plate. You may think there’s no point to getting a lawyer because the person who did this got away clean.On top of that, you’re left to foot the bill for any physical injuries and damage to your car.
Whether you were physically injured or not, and whether the other driver is caught or not, your expenses from the accident should not be on your shoulders. If you’ve been injured or a loved one has been killed in a hit-and-run accident, don’t settle for the insurance company’s first offer. Our Madison personal injury lawyers dig into the accident and make sure you get the money you need.
What Happens in a Hit-and-Run Accident?
A hit-and-run accident is when a driver causes an accident and leaves the scene without giving their contact and insurance information. The car may have hit another moving car, a motorcycle, a bicyclist, a pedestrian, or a parked car or other property.
So what happens next? Chasing the other driver down may be tempting, but stop your car and stay calm. Make sure you and anyone else in your car are okay, and get medical attention if needed. See what kind of damage your vehicle has sustained.
Write down every detail you remember about the accident, including, if possible:
- A description of the other car and driver
- Time and place of the accident
- Sequence of events, including which direction the other car went
- Eyewitness accounts and contact information
Call the police and file an official accident report. Even if you aren’t able to give any details about the other car and driver, a police report filed within 24 hours of the accident is necessary for your insurance claim.
Finally, call our Madison hit-and-run lawyers. If you go to your insurance company yourself, they’ll offer you as little money as possible. But when they see Warshafsky’s personal injury attorneys have your back, the fear of an expensive trial will encourage them to hand over a fair settlement.
INJURED? It IS About The Money.®
National Hit-and-Run Accident Statistics
Hit-and-run statistics from the National Highway Traffic Safety Administration (NHTSA) showed an increase in fatal hit-and-runs from 1,274 in 2009 to 1,393 in 2010 to 1,449 in 2011. 19% of pedestrian deaths were also the result of hit-and-runs, and 60% of all hit-and-run deaths were pedestrians.
Many hit-and-runs are alcohol related. Intoxicated drivers flee the scene because they’re afraid of being punished for drunk driving. Other common hit-and-run situations involve drivers who are young, unlicensed, or uninsured. Whatever the case, a driver was reckless and negligent, and you paid the price while they fled.
Our Madison hit-and-run lawyers have the experience to get you financial compensation for your injuries and property damage, even if the other driver is never caught.
Hit-and-Run Car Accident Insurance
If you’re the victim of a hit-and-run in Madison and the other driver is not caught, usually your own car insurance covers the damage as uninsured motorist coverage: uninsured motorist bodily injury (UMBI) for medical bills and uninsured motorist property damage (UMPD) for vehicle repair. In some cases, your insurance company may cover physical injury under Personal Injury Protection (PIP) or collision coverage. Talk to your insurance company to find out what your car insurance covers.
If the driver who caused the accident is caught, the driver or his or her insurance company is held financially responsible for your medical expenses and property damage.
Madison Personal Injury Attorneys Get Maximum Compensation for Hit-and-Run Accidents
If you file an insurance claim yourself or turn to a car accident lawyer who claims all it takes is a phone call, you won’t get the maximum compensation for your injuries and for the damage to your car. Money won’t change the fact that you got hurt, and it won’t bring the reckless driver to justice, but it will help with the piles of medical bills and car repair or replacement while you take time to recover.
Free Consultation and No Win, No Fee
There’s no risk involved when you work with Warshafsky’s car accident lawyers. Call for a free consultation and case assessment, where we’ll review your accident and tell you honestly how much money you should get. Then, from the moment you hire us, we prepare your case as if it will go to trial. By thoroughly investigating, gathering evidence, and talking to witnesses, we show the insurance company we mean business.
We also fully fund your case from start to finish. That right: no monthly bills, no retainer fee, nothing. With our no fee until you win policy, we get paid when you get paid. Schedule your free legal consultation today to get started.